Partnering with MAS to help you get ahead financially

Grow your wealth and protect what’s most important with MAS, the member-owned investment and insurance provider founded by doctors over 100 years ago.

Achieve your first home, retirement, and other financial goals

Protect your most valuable assets

Protect your family and your lifestyle

Maximise your 6% employer contributions

  • As an RMO under the STONZ Collective agreement, you are entitled to up to 6% matching superannuation contributions from your employer.

  • Contributions can be split between your KiwiSaver scheme and a participating superannuation scheme, such as the MAS Retirement Savings Scheme. This can help you maximise the benefits of KiwiSaver while also providing you with added flexibility as your contributions to a participating superannuation scheme may be eligible for earlier withdrawal.

  • Migrant doctors who are ineligible for KiwiSaver can receive their employer contributions into the MAS Retirement Savings Scheme and access their savings from age 55 or upon permanent departure from NZ.

  • MAS offers both the MAS KiwiSaver Scheme and the MAS Retirement Savings Scheme alongside free access to a personal MAS Adviser to help you achieve your first home and retirement goals faster.

Protect your biggest asset

  • Your income is likely your biggest asset and you will probably earn millions of dollars over your lifetime. But what if something happens and you have to stop working?

  • Protect your income with MAS Income Security insurance and receive up to 75% of your income should you be unable to work due to illness or disability.

  • Support continues until you return to work or your selected benefit period ends (whichever happens first).

Secure your financial future today

Contact MAS to get expert assistance and access to your own personal MAS Adviser

Reach your first home and retirement goals faster with the MAS KiwiSaver Scheme

Protect what your can’t afford to replace with MAS car, house, and contents insurance

Shield your family and your lifestyle with MAS life, income, and recovery insurance

Independently certified and recognised

Trust MAS to have your back

  • Founded by doctors over a century ago and 100% owned by its members.

  • Profits fund the MAS Foundation, addressing health inequity in NZ.

Contact MAS

  • Helping you get ahead financially and protect what’s most valuable.

  • Free access to your own personal MAS Adviser.

Medical Funds Management Limited is the issuer and manager of the MAS KiwiSaver Scheme and the MAS Retirement Savings Scheme.  The PDS for each scheme is available at If you would like to talk to a MAS adviser, phone 0800 800 627 or email

The RIAA Certification Symbol signifies that a product or service offers an investment style that takes into account certain environmental, social, governance or ethical considerations. The symbol also signifies that the MAS KiwiSaver Scheme and MAS Retirement Savings Scheme adheres to the strict operational and disclosure practices required under the Responsible Investment Certification Program for the category of Superfund option. The Certification Symbol is a Registered Trade Mark of the Responsible Investment Association of Australasia (RIAA). Detailed information about RIAA, the Symbol and the MAS KiwiSaver Scheme and MAS Retirement Savings Scheme methodology and performance can be found at, together with details about other responsible investment products certified by RIAA.

The Responsible Investment Certification Program does not constitute financial product advice. Neither the Certification Symbol nor RIAA recommends to any person that any financial product is a suitable investment or that returns are guaranteed. Appropriate professional advice should be sought prior to making an investment decision. RIAA does not hold an Australian Financial Services Licence.

Office Hours

Our normal office hours are 9am - 4.30pm, Monday to Friday.

If we don't answer straight away please leave a message and we will return your call ASAP.

Contact us

Please get in touch with any questions you may have. We would love to hear from you.

P: 03 745 9258
PO Box 22656, Christchurch 8140

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